therealfeedback:

pedro-martines:

crowvo:

mistercrowbar:

Ohhey, something in the Paypal TOS change that’s actually worth mentioning (cutting some stuff out to make it more to the point):

10.3h If you violate the PayPal Acceptable Use Policy, … you will be liable to PayPal for
the amount of PayPal’s damages caused by your violation … You acknowledge and agree that $2,500.00 USD per
violation … is presently a reasonable minimum
estimate of PayPal’s actual damages … PayPal may
deduct such damages directly from any existing Balance in the offending
Account or any other Account you control.

So if you’re one of those commission artists that gets clients to send payment as a gift to avoid fees, good luck getting dinged $2500 for each transaction.

Can people stop snipping out legalese to try and interpret it using their complete lack of knowledge of legalese?

No, this one’s even easier: You failed to include the PayPal Acceptable Use Policy. This is what it is:

You may not use the PayPal service for activities that:

1. violate any law, statute, ordinance or regulation.

2. relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, © items that encourage, promote, facilitate or instruct others to engage in illegal activity, (d) stolen goods including digital and virtual goods (e) items that promote hate, violence, racial intolerance, or the financial exploitation of a crime, (f) items that are considered obscene, (g) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (h) certain sexually oriented materials or services, (i) ammunition, firearms, or certain firearm parts or accessories, or (j) ,certain weapons or knives regulated under applicable law.

3. relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs, © are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f), are associated with the sale of traveler’s checks or money orders, (h) involve currency exchanges or check cashing businesses, or (i) involve certain credit repair, debt settlement services, credit transactions or insurance activities.

4. involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent.

5. violate applicable laws or industry regulations regarding the sale of (a) tobacco products, or (b) prescription drugs and devices.

6. involve gambling, gaming and/or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, lottery tickets, other ventures that facilitate gambling, games of skill (whether or not it is legally defined as a lottery) and sweepstakes unless the operator has obtained prior approval from PayPal and the operator and customers are located exclusively in jurisdictions where such activities are permitted by law.

For a tl;dr of this: They will fine you $2500 if you try to use their service for illegal activities or legally dubious activities.

Can you guys stop picking apart PayPal’s ToS already? This is the second time I’ve seen people COMPLETELY botch the meaning, and that shit gets spread so fast that you get thousands of people saying “OH SHIT I BETTER STOP USING PAYPAL AND SWAP OVER TO SOMETHING ARCHAIC THAT NO ONE USES”.

For a tl;dr of this: They will fine you $2500 if you try to use their service for illegal activities or legally dubious activities.

Fell for the last time people snipped something out of context and misinterpreted it regarding PayPal, not making the same mistake twice.